Tuesday 1st September 2020

How Does Refinancing Work?

How Does Refinancing Work?

Refinancing is the process of replacing your current mortgage for a new mortgage in order to finance your home. This could be for a number of reasons such as a change in financial position, personal circumstances or getting a better…

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Monday 24th August 2020

How a Broker Can Help You Secure Extra Cash

How a Broker Can Help You Secure Extra Cash

If you are in need of an extra bit of cash and don’t have the savings lying around to produce it a broker can assist you with small, fast loans such as personal loans, vehicle loans and renovation loans. These…

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Monday 17th August 2020

Why it’s a Great Time to Purchase Your New Home

Why it’s a Great Time to Purchase Your New Home

Buying a house can often seem more difficult than renting especially if you live in the heart of the city. Putting that initial 20% deposit together can often seem like a more difficult task than it is worth. However, with…

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Monday 10th August 2020

Should You Be Refinancing Your Rental Property?

Should You Be Refinancing Your Rental Property?

As with any investment it is important to constantly be aware of any changes in the market or economic climate. The current market has changed dramatically with drastically reduced interest rates. If you are currently paying off your rental property…

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Monday 3rd August 2020

How We Can Help You With Business Loans

How We Can Help You With Business Loans

On top of helping you with home loans, our team can also assist you when it comes to financing your business. Whether it be in the form of business loans, car loans or equipment loans we can help you find…

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Monday 27th July 2020

Homebuilder Scheme: A Brief Overview

Homebuilder Scheme: A Brief Overview

Are you a first home buyer looking to purchase or build your dream home? The HomeBuilder scheme is a newly announced scheme by the government in light of the current economic situation, designed to help people buy or build their…

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Monday 13th July 2020

Refinancing for Debt Consolidation. A Quick Guide

Refinancing for Debt Consolidation. A Quick Guide

Debt consolidation is the process of combining a number of different debts into a single loan, in order to help improve your overall finances and better manage your repayments. It may be a good choice for individuals who are struggling…

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Monday 6th July 2020

Understanding Refinancing for Home Loans

Understanding Refinancing for Home Loans

With the lowest official cash rate on record, it might be time to refinance your home loan. What you may have agreed to 5 years ago when you bought your house, may not be the best option for you now.

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Monday 29th June 2020

Planning Home Renovations – Options for Finance

Planning Home Renovations – Options for Finance

Needing to renovate your home? The costs of any renovation project, large or small, can significantly add up. Finding funding for your home renovation in advance can help you prepare and budget for how much renovation you can afford to…

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Monday 22nd June 2020

First Home Buyer Guide: Everything You Need To Know

First Home Buyer Guide: Everything You Need To Know

One of life’s biggest achievements is owning your first home. The significant and memorable experience, similar to other large achievements throughout life, requires a series of thoughtful decisions and smart, strategic planning. However, where are newcomers meant to start? We’ve…

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Wednesday 17th June 2020

Ultimate Guide to the Home Loan Application Process

Ultimate Guide to the Home Loan Application Process

It’s time to begin house hunting, but where do you start? What kind of house can you afford? Buying a house is an exciting time, so don’t let the process overwhelm you. By using a mortgage broker’s services, you can…

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Monday 25th May 2020

Top 3 Amazing Benefits of Acquiring Asset Finance for Your Business

Top 3 Amazing Benefits of Acquiring Asset Finance for Your Business

Asset finance is any form of finance used to fund the purchase of important business assets including equipment, vehicles, machinery or technology. Many businesses require these assets in order to operate but do not have the available cash required to…

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Monday 18th May 2020

The Financial Benefits of House Sharing

The Financial Benefits of House Sharing

Living in a sharehouse is a unique experience typically done when you are young. However with the increasing cost of living, house sharing can have significant financial benefits that should be considered. If you are looking to buy a house…

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Monday 11th May 2020

Important Considerations for First Home Buyers

Important Considerations for First Home Buyers

Buying your very first home is equal parts exciting and daunting as you step into uncharted territory. There is so much to consider and digest when making the decision to buy your first home that often it can become overwhelming.

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Monday 4th May 2020

Savings Tips: How to Create an Effective Budget for 2020

Savings Tips: How to Create an Effective Budget for 2020

Making an effective budget and sticking to it are always easier in theory than practice. However, there are key saving tips you can use to create an effective budget that will start saving you thousands of dollars today. These saving…

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Friday 1st May 2020

Should You Consolidate Your Debt?

Should You Consolidate Your Debt?

Debt consolidation involves rolling all of your debts such as home loans, credit card bills and personal loans into a single, combined low interest payment. It allows you to reduce your overall debt and arrange it so that it is…

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Monday 27th April 2020

Is now the right time to refinance your mortgage?

Is now the right time to refinance your mortgage?

If you’re having trouble making the payments on your home loan or your financial situation has recently changed, it might be time to refinance your mortgage. Looking at todays market, a large number of home loans now start with a…

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Monday 30th March 2020

Where to Invest Your Money

Where to Invest Your Money

If you are looking to grow your wealth buying property is a great way to start. Whether you decide to purchase a residential or commercial property, both are solid options that can provide consistent returns for your money. Investing in…

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Monday 23rd March 2020

Five ways to slash your spending and save a home deposit

Five ways to slash your spending and save a home deposit

Thinking of buying a new house in the near future? It is never too early to start saving! First things first, get excited about saving. Your mindset and emotions can play a huge part in how quickly you achieve your…

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Monday 16th March 2020

Should you take out a mortgage with a non-bank lender or stick with a major lender?

Should you take out a mortgage with a non-bank lender or stick with a major lender?

The time has come to start thinking about purchasing your first property. Most people begin the process by going to their bank and asking their advice; but did you know there are other options out there including non-bank lenders? Finding…

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Monday 9th March 2020

New First Home Loan Deposit Scheme

New First Home Loan Deposit Scheme

Stuck on how to afford your first home? Introducing – First Home Loan Deposit Scheme What is it? From the 1st of January 2020, the Australian Government has created an initiative to assist people in buying their first home sooner.

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Wednesday 4th March 2020

Apartments on the rise: Where buyers should search

Apartments on the rise: Where buyers should search

If you’re looking to buy an apartment whether it’s for investment purposes or to live in, it is crucial to understand the best areas to search. There has been a sharp increase in the demand and construction of apartments in…

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Monday 10th February 2020

Adding Value Through Renovation

Adding Value Through Renovation

With the new year here, you might be considering giving your home a fresh spin with some renovation. Whether it’s adding a pool for the summer heat, or adding a granny flat for gran, renovation can add both monetary and…

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Monday 3rd February 2020

New Year, New View: Moving to a New Place

New Year, New View: Moving to a New Place

Well, it’s that time of the year, many of us are hoping for a fresh start in 2020 and what could be a fresher start to the new year than moving into a brand-new home. A new you are not…

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Monday 27th January 2020

Top 5 Tips When Saving for a Deposit

Top 5 Tips When Saving for a Deposit

Saving up for a deposit on your home loan can be one of the hardest things you do financially. A home loan deposit requires a large amount of money and many Australians don’t have that amount of money just lying…

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Monday 20th January 2020

Should You Use a Lender That Is Not a Bank

Should You Use a Lender That Is Not a Bank

With banks becoming increasingly more restrictive on home loans every year it’s becoming more important to consider options outside the major lenders including non-bank lenders. Non-bank lenders still have to follow the same regulations as other lenders and the market…

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Monday 13th January 2020

What is Negative Gearing and How Does it Affect Your Investment Property?

What is Negative Gearing and How Does it Affect Your Investment Property?

When you decide to borrow money for an investment you are engaging in gearing. If your income from the investment is more than the expenses of the investment you are positively geared, likewise if your income is less than your…

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Monday 6th January 2020

What is a Construction Home Loan?

What is a Construction Home Loan?

A construction home loan is a home loan that is designed for people wanting to build their home instead of purchasing an existing one. As a result, it has a unique payment structure where you only borrow in stages as…

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Monday 30th December 2019

Getting a Home Loan as a Small Business Owner

Getting a Home Loan as a Small Business Owner

Getting a home loan is already difficult enough but getting a home loan as a small business owner is even harder. Lenders like to see regular amounts of money coming in as it makes them feel less at risk. When…

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Monday 23rd December 2019

How to Determine How Much You Can Afford to Pay for a Home

How to Determine How Much You Can Afford to Pay for a Home

Determining what you can and can’t afford is not a simple process. A number of different factors go into consideration when deciding what is within your price range and how much you like the house is unfortunately only one of…

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Monday 16th December 2019

Can You Afford an Investment Property?

Can You Afford an Investment Property?

An investment property can be a tempting proposition to a budding investor. It’s one of the most stable and straightforward investments you can make and the opportunity for passive income from rent exists. The downside is that not everyone can…

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Monday 9th December 2019

Why You Should Be Reviewing Your Home Loan

Why You Should Be Reviewing Your Home Loan

Once people secure their home loan, they often forget about it and simply pay their loan repayments till the end of the loan. This may seem fine, but the reality is you could be missing out on many benefits and…

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Monday 2nd December 2019

What Is a Family Guarantee Home Loan?

What Is a Family Guarantee Home Loan?

With house prices continuing to rise rapidly every year, it gets harder and harder to build up the deposit required for a home loan. One way of bypassing this is to apply for a family guarantee home loan or family…

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Monday 25th November 2019

The Benefits of Refinancing Your Home Loan

The Benefits of Refinancing Your Home Loan

If you weren’t thinking of refinancing your home loan, you may want to think again. There are many benefits to refinancing that you may want to consider the next time you review your home loan. Refinancing may just be the…

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Monday 18th November 2019

What You Need to Know About Debt Consolidation

What You Need to Know About Debt Consolidation

Debt consolidation is the process of consolidating all your existing debt into a single loan rather than pay them off as multiple loans each with their rates of interest. On a surface level, it might make things easier to manage…

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Monday 11th November 2019

What Are Bridging Loans?

What Are Bridging Loans?

Bridging loans are loans used to buy a new home when you haven’t yet sold your existing home. Sometimes it is helpful to purchase a new home before you’ve sold your old one. In which case, you need a bridging…

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Monday 4th November 2019

The Differences Between Owner-Occupied and Investment Loans

The Differences Between Owner-Occupied and Investment Loans

When you buy a home whether it is classified as owner-occupied or investment depends on your intentions behind buying the property. If you are planning to sell the property for a profit on what you originally bought it for or…

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Tuesday 29th October 2019

Why Spring Is the Time to Buy a House

Why Spring Is the Time to Buy a House

Spring is often the busiest time of the year in the property market with the most amount of homes listed, and the greatest number of houses sold. The sun is shining, the grass is green and it’s the perfect time…

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Monday 21st October 2019

Why Mortgage Brokers Are Essential When Buying Property

Why Mortgage Brokers Are Essential When Buying Property

There are hundreds of lenders and thousands of home loans to choose from and compare. As a result, it can be extremely time-consuming to decide on which home loan is suitable for you. It can also be costly if you…

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Tuesday 15th October 2019

Is It Cheaper to Buy or Build a House?

Is It Cheaper to Buy or Build a House?

This is a multifaceted question that depends on how you define cost. In terms of the raw numbers, it’s cheaper financially to build a house rather than buy one. However, the total cost doesn’t consider other costs of building a…

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Monday 7th October 2019

How You Can Fund Home Renovations

How You Can Fund Home Renovations

Making renovations on your home can be both exciting and exhausting. Whether you are adding a spare room or sharpening the look of your kitchen it is rewarding to see the transformation. That is why we have made a list…

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Monday 30th September 2019

How Often Should You Review Your Home Loan?

How Often Should You Review Your Home Loan?

We live in a constantly changing world where circumstances and conditions are constantly evolving. Our personal situation and lifestyle will shift endlessly throughout the years and we will change what we eat, where we live and what we do constantly.

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Monday 9th September 2019

Should you pay off your home loan early

Should you pay off your home loan early

It makes sense to want to pay your home loan off early, being free of debt can free you of your stress and worry. With the number of financial benefits that come with paying a home loan off faster, it…

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Monday 2nd September 2019

Think Outside the Box with a Non-Conforming Home Loan

Think Outside the Box with a Non-Conforming Home Loan

A non-conforming home loan is a loan that does not fit a lender’s standard criteria for a home loan. These loans are usually offered to people that have a bad credit history or extraordinary financial needs. Because non-conforming home loans…

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Monday 26th August 2019

How Much Deposit Do I Need for a Home Loan?

How Much Deposit Do I Need for a Home Loan?

In the past, it was possible to borrow 100% of a house’s value and not even have to pay a deposit. Now, lenders are a lot stricter and acquiring a loan without a deposit is much more difficult. So,…

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Monday 19th August 2019

How the Government Can Help You Buy a Home

How the Government Can Help You Buy a Home

Buying a home is a big undertaking, which is why the government offers a range of initiatives to make things a little easier for home buyers. These initiatives are available to every Australian so it is important to take advantage…

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Monday 12th August 2019

How to Finance a Fixer-Upper

How to Finance a Fixer-Upper

Houses that need a lot of hard work and love in order to truly shine are sometimes referred to as a ‘renovator’s dream’. However, this dream can sometimes turn into a nightmare if you aren’t careful. We’ve outlined a few…

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Monday 5th August 2019

Buy a House When the Sun Shines

Buy a House When the Sun Shines

Just like a farmer’s crops, the time of year you choose to buy a home significantly affects price and supply. As a result, it is important to take into account the seasons when looking for a new home. Spring The…

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Sunday 28th July 2019

Funding Your Business for Success

Funding Your Business for Success

As a business owner, you’ll more than likely have challenges and problems that need to be overcome. It can often be hard to manage your business’s finances when you’re busy getting your brand out there, figuring out how to price…

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Monday 22nd July 2019

Wanting to Invest? Why You Should Consider Commercial Property

Wanting to Invest? Why You Should Consider Commercial Property

Commercial property is classified as any non-residential property that is used exclusively for business purposes. This includes retail properties, office buildings, shopping centres, hotels, warehouses, manufacturing facilities, apartment complexes and land for development. For many investors, acquiring commercial property is…

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Monday 15th July 2019

Secure Your Future with a Pre-Approval

Secure Your Future with a Pre-Approval

A pre-approval is when a lender approves you for a home loan before you actually decide on a house to buy. It’s essentially a guarantee that you will be approved for a home loan if you decide to apply for…

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Monday 8th July 2019

Can You Get a Home Loan for More Than the Asking Price?

Can You Get a Home Loan for More Than the Asking Price?

Acquiring a home loan higher than 80% of the asking price is already a difficult task. Going a step further and getting a home loan for more than the asking price is nearly impossible. However, there are rare situations where…

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Monday 24th June 2019

How can your credit card affect your chances of getting a loan?

How can your credit card affect your chances of getting a loan?

When it comes to the relationship between your credit card history and loan applications, it seems many people are in the dark about what’s truth and what’s not. Gather a group of normal Australians in…

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Monday 17th June 2019

Common home loans: why and how to repay them quicker

Common home loans: why and how to repay them quicker

Finding the right home loan and the best way to pay it off can seem insurmountable alone. But with the help of an experienced broker, it’s much easier finding terms that will suit you. Read on for…

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Wednesday 12th June 2019

Why it’s important to check your credit score regularly

Why it’s important to check your credit score regularly

Your credit score is like going to the doctor for many – you don’t have a check-up unless you absolutely need to. The Veda Australian Credit Scorecard, surveying the credit behaviour of people nationwide, proves this to be true…

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Thursday 23rd May 2019

Why young investors should take advantage of falling housing prices

Why young investors should take advantage of falling housing prices

The falling market can be both good and bad for homeowners and first-time home buyers – while properties may lose value, lower prices make it a cheaper and thus more desirable time to purchase a house or…

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Monday 13th May 2019

Low Doc Loans: What Are They, and How Do They Work?

Low Doc Loans: What Are They, and How Do They Work?

In recent months, Australian banks have tightened their credit standards amid concerns around increasing property prices, household debt and pressures from the royal commission. This means that getting a loan might be even more difficult for…

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Wednesday 8th May 2019

A Guide to Refinancing Your Home Loan

A Guide to Refinancing Your Home Loan

Life changes, and so does your financial plan. There are many reasons why you might consider refinancing – perhaps you are looking to get lower rates, consolidate your debts or make a major purchase with your…

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Tuesday 30th April 2019

Keeping Your Household Budget in Check

Keeping Your Household Budget in Check

Ever gotten to the end of the month and wondered where all the money from your pay check goes? Keeping a budget can help you track where your money is going, stay on top of your bills…

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Sunday 14th April 2019

Why you should consider ditching the car to save for a home.

Why you should consider ditching the car to save for a home.

Car ownership is on the decline with young Australians. The change could be due to rising housing prices and thus altered priorities for first-time home buyers. The latest Household, Income and Labour Dynamics in…

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Friday 12th April 2019

Comparing Loans: What to look out for

Comparing Loans: What to look out for

With so many loan options and an increasingly complex market, it can be hard to pick the best loan for your needs. There are many different factors to consider when it comes to choosing loans. In this…

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Tuesday 26th March 2019

In the market for an apartment block?

In the market for an apartment block?

If you’re looking for an investment unit, an apartment block can be a great option to get a big return. This strategy is becoming more and more popular in Australia, and as such there isn’t quite enough…

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Tuesday 12th March 2019

Your guide to property investments

Your guide to property investments

Investing in property is a smart choice for many Aussies looking for long-term profit potential. But before you dive in, there are a few things you should know. Consider if you’re ready to buy, what…

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Wednesday 6th March 2019

How to get rid of holiday credit card debt

How to get rid of holiday credit card debt

You may still be recovering from Christmas festivities, whether eating and drinking less or getting to the gym. But how is your credit card balance? Finder.com.au analysed data from the Reserve Bank of Australia…

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Monday 25th February 2019

What will the 2019 economy look like?

What will the 2019 economy look like?

As 2019 heats up, many predictions for the Australian economy are focused on recent lending announcements and the housing market. Here’s a look at some of the latest. Housing market There was a lot of negative talk about the housing…

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Tuesday 19th February 2019

What do rising interest rates mean for you?

What do rising interest rates mean for you?

The first month of 2019 saw interest rate hikes in Australia that could affect home loans. Make sure you understand your options for dealing with these changes. What follows is a look at the latest news and what it could…

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Tuesday 5th February 2019

Summer renovation tips

Summer renovation tips

Home renovation projects can be a fun activity for families to do together. But these jobs can also be expensive and taxing, financially physically and mentally. When you’re taking on home projects this summer, follow these tips to ensure everything goes…

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Thursday 17th January 2019

How much can an offset account save you?

How much can an offset account save you?

Including offset accounts in your home loan strategy could end up saving you thousands of dollars. Here’s a look at how they work and whether you should consider going this route. What are offset accounts? Offset accounts aim to…

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Tuesday 8th January 2019

Market predictions for 2019

Market predictions for 2019

Experts in Australia are predicting more declines for the housing industry in 2019. The effects on the economy are still yet to be seen, but some are expecting a hard landing for the market in the coming months. CoreLogic’s latest…

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Friday 21st December 2018

What might negative gearing changes mean for the housing market?

What might negative gearing changes mean for the housing market?

A proposal from the Australian Labor Party (ALP) aims to reform negative gearing, and News.com.au says that Aussies are conflicted on the issue. But what is negative gearing, and why are the proposed changes so controversial? What would change? To…

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Tuesday 11th December 2018

What we think of the new best Australian streets list

What we think of the new best Australian streets list

In a sweeping look at which streets are the best across the country, Realestate.com.au revealed the 10 most popular streets based on where users do the most searching. Six of the winners are in Victoria, making a case for the…

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Tuesday 11th December 2018

Common Loan Mistakes to Avoid

Common Loan Mistakes to Avoid

Getting a loan can be quite a tricky task. Seemingly small mistakes may get you trapped in debt, make a permanent record on your credit file and/or lead to rejections on new mortgages. Here are a few common mistakes that…

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Sunday 25th November 2018

How will the market turn out for home buyers as 2018 come to an end?

How will the market turn out for home buyers as 2018 come to an end?

The housing market may still be uncertain in Australia as 2018 comes to an end. The September auctions proved that buying was low. However, first-home purchases may be on the rise by the end of the year. What follows is…

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Tuesday 20th November 2018

Should you wait for the market to drop further to buy your first home?

Should you wait for the market to drop further to buy your first home?

The Australian housing market has been in a steady downturn over the last year. CoreLogic data shows that it’s seen a cumulative 1.9 per cent value fall since September 2017. While some experts are warning that the market could continue…

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Tuesday 13th November 2018

Why you should pay off credit cards before considering a home loan

Why you should pay off credit cards before considering a home loan

The beginning of 2018 brought a rise in Aussie credit card debt. The average credit card had $2,000 of debt in April, according to the Sydney Morning Herald, the highest it’s been in two years. With the country’s housing market…

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Thursday 8th November 2018

Your quick guide to interest rates

Your quick guide to interest rates

Just starting out in the property market? Interest rate terminology on your home loan can be hard to sift through. To understand what you’re agreeing to, it’s important to understand the basics about interest rates. What is an interest rate? When…

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Sunday 4th November 2018

7 tips to help you save money for a summer holiday

7 tips to help you save money for a summer holiday

Saving for a summer holiday? Boost your funds by tracking your spending, cutting one unnecessary expense and staying home for dinner. If you’re still saving up funds for your next getaway, here are tips to help you along the way. Check your bills…

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Thursday 11th October 2018

Spring market may help first-time home buyers

Spring market may help first-time home buyers

Falling housing prices may not bode well for the overall property market. As the first spring auctions in the major cities have shown this year, it’s still unsteady. Australia’s housing downturn may be getting worse, ABC News recently reported. Melbourne…

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Wednesday 10th October 2018

How major bank rate changes could affect you

How major bank rate changes could affect you

Westpac, Suncorp Bank, and Adelaide Bank have all announced interest rate hikes on home loans. So, what do these raises mean for your repayments? If you have a home loan, recent interest rate changes could affect your repayments. After Westpac increased…

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Tuesday 18th September 2018

4 signs it’s time to move neighbourhoods

4 signs it’s time to move neighbourhoods

Moving can be a stressful experience, which is why many Australians avoid doing it as much as possible. However, certain factors can arise that make it a good time to move on to another neighbourhood, including rising housing prices, bad…

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Sunday 9th September 2018

What kinds of debt affects your home loan application?

What kinds of debt affects your home loan application?

If you are considering buying a house, you will likely need a home loan. If you already owe on previous advances, whether higher education debt, credit card debt, or personal loan debt, it could impact your home loan application. Australia…

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Wednesday 5th September 2018

Super fund changes that affect the housing market

Super fund changes that affect the housing market

Recent changes to superannuation funds may start to affect the housing market. Two such measures are the First Home Super Saver (FHSS) Scheme, and the downsizing contributions into superannuation funds. These changes were introduced by the Australian Government in the…

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Tuesday 28th August 2018

Reasons why you should refinance your home loan

Reasons why you should refinance your home loan

Saving money and unlocking equity – those are two good reasons why you should consider refinancing your home loan. Before we start talking interest rates, it’s important to know if you can achieve one of those two things. Unlocking equity…

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Wednesday 15th August 2018

How long will it take to sell your home?

How long will it take to sell your home?

How long will it take to sell your home? We’ve had a closer look at the numbers around home sales in Australia to give you a better idea. The average Australian home takes 45 days to sell or 40 if…

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Wednesday 8th August 2018

Property vs neighbourhood: Which is most important?

Property vs neighbourhood: Which is most important?

Unfortunately, most Australians can’t afford the best house on the best street. For that reason, buying real estate is a constant compromise between budget, location and the physical attributes of the property. With that compromise in mind, what’s more important…

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Thursday 26th July 2018

What is the First Home Super Saver Scheme?

What is the First Home Super Saver Scheme?

As of December 2017 the average house price in Australia was $687,000, according to Australian Bureau of Statistics data, although this average is considerably higher in population centres like Melbourne and Sydney. These prices make buying your first home a…

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Thursday 26th July 2018

3 home loan tips that could make repaying your loan easier.

3 home loan tips that could make repaying your loan easier.

The average size of a home loan in Australia is almost $400,000, according to the Australian Bureau of Statistics. Most people will repay their loans over 30 years, during which time they’ll be charged a whopping $319,820.45 in home loan…

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Monday 25th June 2018

Should you build your own investment property?

Should you build your own investment property?

Building an investment property is a labour of love – while it does require a lot more work than simply buying a pre-built unit, it’s the perfect way to ensure you come out with a property that you love. It’s…

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Monday 4th June 2018

What is negative gearing for property investment?

What is negative gearing for property investment?

Negative gearing – it may seem like investor mumbo jumbo, but it’s really quite a simple concept to get your head around. More than that, it’s an important option in an investor’s toolkit when looking for a property to invest…

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Monday 4th June 2018

How to purchase your next car with a car loan

How to purchase your next car with a car loan

Australians have a few options when it comes to financing a car, and you should make sure you know what each finance option entails before committing to one or the other. Different types of financing can cost more or less…

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Monday 28th May 2018

What is the ideal property type for your first home?

What is the ideal property type for your first home?

Getting ready to buy your first home is an exciting time. While saving for your deposit or wading through the intricacies of home loans can be a strain, it’s all worth it when you can finally start picking out your…

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Tuesday 15th May 2018

4 renovation tips to boost your house sale

4 renovation tips to boost your house sale

Looking to sell your property this year but unsure how to get the best price? Pre-sale renovations are a great way to make sure your property is snapped up for a better market value. So, what do you need to…

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Monday 7th May 2018

Fixed or variable – what’s the ideal home loan for you?

Fixed or variable – what’s the ideal home loan for you?

Home loan options can be challenging for those unfamiliar with the fluctuations of interest rates. So how do you know which home loan is ideal for you: fixed or variable? Read on to learn more about what fixed and variable…

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Friday 4th May 2018

5 must have features for your investment property

5 must have features for your investment property

Buying an investment property brings with it a lot of choices, but rest assured, there are certain features which every investment property owners should consider to increase their property’s rental yields and ensure value growth. An area of strong economy…

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Monday 9th April 2018

Popular holiday spots to invest in

Popular holiday spots to invest in

Australia’s natural beauty, vibrant culture and outdoor pursuits make it the ideal destination to invest in a holiday home. A property that is not only an investment in your quality of life, renting it can be an income all of…

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Monday 26th March 2018

The questions you should ask before getting a home loan

The questions you should ask before getting a home loan

Taking out a home loan can be a nerve wracking experience, particularly for first time buyers. The key to making the experience not just bearable but fruitful is to understand exactly what you are taking on. Here are the questions…

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Tuesday 13th March 2018

Tips for first-time buyers in 2018

Tips for first-time buyers in 2018

The Australian housing market hasn’t always been a friendly place for first time buyers. With property prices looking as if they may soften for the first time in over half a decade, 2018 could be the year to get a…

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Thursday 1st March 2018

3 reasons why now may be the time to consider a commercial loan

3 reasons why now may be the time to consider a commercial loan

There’s no better time than the present to expand your business. The past few months have seen business conditions rise well above the long-run average, according to NAB’s November monthly business report. Successfully growing your company is all about knowing…

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Wednesday 21st February 2018

How to find the best tenants for your investment property

How to find the best tenants for your investment property

Getting the best value out of an investment rental is a collaborative effort between the landlord and a great tenant. To achieve long-term returns on a rental, the property has to last – and that means finding tenants who are…

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Monday 12th February 2018

Can you ask for a discount on your mortgage rate?

Can you ask for a discount on your mortgage rate?

Haggling doesn’t come easy to many people. Negotiating over the price of goods and services simply isn’t that common in some countries. But are homebuyers missing out on thousands of dollars of savings because they balk at bargaining? The answer…

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Monday 5th February 2018

4 mortgage terms you need to know when buying a home

4 mortgage terms you need to know when buying a home

Purchasing a property is a huge financial decision, which is why people should familiarise themselves with the mortgage process and any essential terminology. Unfortunately, recent research has indicated many Australians aren’t as familiar with common home loan terms, as they…

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Monday 22nd January 2018

4 reasons why you should use a mortgage broker in 2018

4 reasons why you should use a mortgage broker in 2018

Are you looking to purchase a property in 2018? A member of our team can help you get the ideal home loan for your circumstances. We believe using a broker always gives people an added edge when on the hunt…

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Sunday 14th January 2018

What tax deductions are available for investment properties?

What tax deductions are available for investment properties?

Investment properties are a popular long-term wealth strategy for Australians, delivering both a regular income stream and an asset that should appreciate in value over time. One-fifth of people in the country had at least one investment property in 2016…

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Monday 8th January 2018

Will property prices fall in 2018?

Will property prices fall in 2018?

Falling property prices are often good news because they mean prospective homeowners can clinch a more affordable mortgage. But Australian real estate values have been moving in the opposite direction for some time, making it difficult for many people to…

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Tuesday 19th December 2017

4 benefits of using a personal loan to consolidate debt

4 benefits of using a personal loan to consolidate debt

Paying off debt was a priority for Australians in 2017, with finder.com.au figures showing that 30 per cent of people made this their New Year’s resolution last year. Unfortunately, these efforts weren’t entirely successful. Personal insolvencies climbed 8 per cent…

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Tuesday 12th December 2017

Why diversity in your property portfolio is key.

Why diversity in your property portfolio is key.

If you’re fortunate enough to be investing in multiple pieces of real estate, it’s best to diversify your purchases rather than buy all in one location or one category of property. Having a diverse portfolio makes it easy to weather…

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Monday 4th December 2017

How to start saving to buy your first home.

How to start saving to buy your first home.

For many people in Australia today, especially those on the younger side, having the means to buy a house all by oneself is simply unrealistic. While they’d love to throw down $100,000 in cash for a deposit on a nice…

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Sunday 26th November 2017

Is now the right time for you to refinance?

Is now the right time for you to refinance?

If you’ve got a home loan and you’re looking ahead to many, many years of making hefty repayments, it’s only natural to look around for a better deal. Countless Australians are wondering right now whether it’s a good time to…

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Tuesday 21st November 2017

How to start budgeting to build a home

How to start budgeting to build a home

There are a number of reasons you may choose to build a home rather than buy an existing one outright. For starters, it’s often cheaper, and additionally, you have a greater level of control over the process, meaning you can…

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Tuesday 14th November 2017

Why millennials need to start saving.

Why millennials need to start saving.

There’s always been a gap between the generations when it comes to homeownership – older people and their families in Australia have traditionally had greater means to buy property than their younger counterparts. And if you believe the latest research,…

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Wednesday 1st November 2017

How much money do you need to start investing in property?

How much money do you need to start investing in property?

If you want to bolster your wealth for retirement in a big way, one option is to begin investing in property. Do you have enough cash to consider it? For many Australians who are looking to carve out a retirement…

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Sunday 22nd October 2017

What can vacancy rates tell you about a potential property?

What can vacancy rates tell you about a potential property?

Before you buy investment properties in Australia, you may want to take a look at vacancy rates. These stats can tell you your potential to make a profit. As you prepare to buy an investment property in Australia for the…

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Tuesday 17th October 2017

Unlock the value of being pre-approved for a new home loan

Unlock the value of being pre-approved for a new home loan

Looking to secure a home loan? The easiest way to do so is to get pre-approved. Let’s discuss how this process works and how you can get a head start on it. Unless you’ve got hundreds of thousands in cash…

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Sunday 8th October 2017

How renovations can add real value to your home

How renovations can add real value to your home

Renovating your home might sound expensive – but if you do it right, you may well be able to add to the property’s value and make money in the long run. Many people are turned off by the idea of…

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Monday 2nd October 2017

Saving as much as possible to make a deposit on a home

Saving as much as possible to make a deposit on a home

If you’re planning to buy a home, the golden rule is to save as much as possible to make a deposit. Nowadays, it’s more challenging than ever to do so. In Australia in recent years, we’ve witnessed a troubling pair…

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Thursday 14th September 2017

How you can add value to your home by renovating

How you can add value to your home by renovating

You spent a lot of time saving to buy a home, and once you finally manage to swing that huge expense, the last thing you want to do is get out the chequebook and spend even more. But have you…

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Tuesday 29th August 2017

Finding the right time to refinance your home loan

Finding the right time to refinance your home loan

If you’ve got a long-term schedule for loan repayments to buy your home, refinancing that loan can be a great way to save a lot of money for yourself and your family over the long haul. Fed up with the…

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Tuesday 15th August 2017

Self-employed people have happy lives – but can they buy houses?

Self-employed people have happy lives – but can they buy houses?

There are a lot of benefits to being self-employed. Rather than having to show up to an office and report to a boss, you instead get to take control of your own career. You decide when and where you work…

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Thursday 27th July 2017

Housing affordability myths debunked

Housing affordability myths debunked

Ever feel lost in a sea of home loan information? CoreLogic’s Perceptions of Housing Affordability report revealed that Australians are misinformed about a number of aspects of the home buying process. Are untruths keeping Australians from buying property? We debunk some common myths to…

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Monday 17th July 2017

Should you get help from your parents with buying a home?

Should you get help from your parents with buying a home?

The cost of buying a home in Australia is spinning out of control, especially if you’re looking in one of the larger metropolitan areas. According to new research from LF Economics, the median price of a house is now 10…

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Wednesday 12th July 2017

Getting help from a contractor to build a new home

Getting help from a contractor to build a new home

If you’re not up for the financial challenge of buying a house, it’s usually a cheaper alternative to build a new place from scratch. Vacant land is relatively affordable, and if you build on it yourself, you get to have…

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Wednesday 21st June 2017

Why Gen Y is waiting to buy

Why Gen Y is waiting to buy

Millennials – those born between 1982 and 2004 – might roll their eyes when their parents lecture about why “Gen Y” hasn’t done enough to buy their first home. These aren’t the good old days when baby boomers were approaching…

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Thursday 8th June 2017

Are you willing to work five jobs to afford a house?

Are you willing to work five jobs to afford a house?

If you’re a young person in Australia just starting out in your career, it’s easy to feel daunted by the cost of buying a house. The price tags can be astounding – $600,000? A full $1 million? Who has that…

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Wednesday 17th May 2017

Avoiding risky investment schemes when going into real estate

Avoiding risky investment schemes when going into real estate

Investing in property can be a great way to bolster your wealth and leave a little something extra behind for your family. If you have some money saved up already, a great way to build upon it is to buy…

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Monday 8th May 2017

Are you considering constructing your own home from scratch?

Are you considering constructing your own home from scratch?

Buying a house is an arduous task. In all likelihood, you’ll have to spend hours scouring the market for available real estate, then compete with dozens of other buyers who are all looking to buy in your neighbourhood too. Then…

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Monday 1st May 2017

Saving up to buy a home is a serious long-term process

Saving up to buy a home is a serious long-term process

If you want to become a homeowner in Australia today, it is not going to be cheap. According to research from RP Data, the average price of a home is $852,000 in Sydney, and $641,200 in Melbourne. You’d have to…

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Monday 17th April 2017

When should you refinance your loan?

When should you refinance your loan?

If you’re having trouble making the payments on your home each month, it will always be tempting to refinance your mortgage and work out a new arrangement that’s more realistic for you financially. This is a big step, though, and…

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Wednesday 12th April 2017

How to save faster and purchase a home sooner

How to save faster and purchase a home sooner

Many young Australians spend much of their early adulthood slowly growing in their careers and building up savings, to the point where they can eventually afford a down payment on a home. For young people who don’t have high-paying jobs or…

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Monday 27th March 2017

Is now the right time for you to take out a mortgage?

Is now the right time for you to take out a mortgage?

There’s no time like the present to buy a house. After all, even though a new home brings an extraordinary expense, it’s also a good value over the long run. Every month you’re living in your own place means another…

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Friday 24th March 2017

Before you buy a home, be sure to inspect it thoroughly

Before you buy a home, be sure to inspect it thoroughly

The moment you discover a house that might be a fit for your family, you’ll be tempted to move in right away. If it looks like the right place for you, why wait? You’re surely eager to begin your new…

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Thursday 24th March 2016

What you need to do before investing in property

What you need to do before investing in property

There are a plethora of reasons to invest in property, including the tax benefits and retirement planning. But let's be honest, the main motivation is to be able to line your pockets with cash, purchase a sports car.

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Thursday 24th March 2016

Your Guide To Inspections Before Buying A Home

Your Guide To Inspections Before Buying A Home

There are so many costs and processes involved with buying a home - have you considered which inspections you might need? Buying a house is a complicated process, and once you find the right one - as well as a good variable or fixed home loan

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Thursday 24th March 2016

Getting Real About Refinancing

Getting Real About Refinancing

Just because you find the right loan now doesn’t mean it’s going to still work for you in 5 year’s time. That’s where refinancing your mortgage comes in.

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